SIP Doctor · Retention
SIP Doctor reads your registrar feed every morning and ranks redemptions, bounced SIPs, lapsed mandates and money that is due by rupees at stake, so your team starts the day knowing which clients to call first.
Runs alongside the back office you already use.
The triage board
This board works the way a SIP Doctor morning does: filter by signal, re-sort the queue and tick off calls as your team makes them, and the totals update as you go.
At stake · still to call
₹18,17,000
All · ₹18.2L
Calls left
12
Called
0
Sample data. Names, amounts and risk scores are made up for this demo. Here, a SIP signal's stake is counted as twelve instalments so it can be compared with a redemption.
Four readings
Every signal comes from the same place: the registrar feed your firm already receives. SIP Doctor reads it every morning and turns four kinds of movement into calls.
Signal 01
In the feed
A redemption against your client's folio, full or partial, shows up in the registrar feed.
Why it matters
Money that has left is the hardest to win back, so a call on the same day gives you the best chance of a real conversation about it.
Signal 02
In the feed
An instalment that did not go through. Repeat bounces on the same SIP rank higher in the list.
Why it matters
One bounce is often a thin bank balance. Repeat bounces can mean the mandate itself is failing, and the SIP stops without anyone deciding to stop it.
Signal 03
In the feed
A SIP that has gone quiet: no instalment in the feed for weeks after it was due.
Why it matters
Clients rarely call to say they are stopping. The SIP just goes quiet, and you find out later when the book is smaller.
Signal 04
In the feed
A pattern in past transactions, like a lumpsum every October for three years running.
Why it matters
Some calls are about new money: a client who is about to invest again, where a timely call means that money comes to you.
Each reading is ranked by rupees at stake, so the biggest risk is always the first call.
Overnight to 8 AM
The day's registrar feed arrives: purchases, SIP instalments, redemptions, switches.
Redemptions, bounced SIPs, lapsed mandates and money that is due are picked out of the noise.
Every signal is ordered by rupees at stake, so the biggest risk sits at the top.
Your team opens one list showing who to call today and the reason behind each call.
Your numbers
Put in your own book. Every SIP cancellation takes a monthly inflow with it, and the loss keeps running long after the SIP stops.
Enter your own estimate. The calculator assumes no rate on your behalf.
Monthly inflow at risk
₹40,000
About 8 SIPs stop each month at your rate.
One month of stops, over a year
₹4,80,000
Twelve instalments from this month's stopped SIPs.
Yearly inflow at risk
₹31,20,000
If the same number stop every month for twelve months.
How it works: monthly inflow at risk is active SIPs × average amount × your stop rate. The yearly figure assumes the same number stop each month and none restart, so month one's loss runs twelve months, month two's eleven, and so on. Treat it as arithmetic on your own inputs rather than a forecast or an industry rate.
Keep your setup
SIP Doctor reads the registrar feed, which your firm receives whatever software you run. Your current setup stays in place and the morning call list is added on top of it.
Already on MaxWealth? SIP Doctor sits in the same suite, next to MaxWealth for onboarding and transactions and CommissionIQ for commissions.
Your back office
Any software
Stays exactly as it is
Registrar feed
What you already receive
Transactions, SIPs, redemptions
SIP Doctor · every morning
Reads the feed, ranks by rupees at stake
Today's calls, ranked
One list for your team at 8 AM
About SIP bounce alerts, redemptions, SIP cancellations and how the list is built.
It is software that helps a distributor keep the SIPs and money they already have. SIP Doctor reads your registrar feed every morning, finds redemptions, bounced SIPs, lapsed mandates and money that is due, and ranks them by rupees at stake. Your team gets a single call list for the day, with the biggest risk at the top.
Most SIPs end quietly, through a bounce or a mandate that lapses, rather than with a call from the client. SIP Doctor puts bounced SIPs and lapsed mandates on the morning list while there is still time to talk to the client about them.
Yes. When the registrar feed shows an instalment that did not go through, that SIP appears on your next morning's call list with the rupees at stake. Repeat bounces on the same SIP rank higher.
Yes. Redemptions in the registrar feed, full or partial, go on the call list and are ranked by the amount that left, so a large exit is the first call of the day.
No. SIP Doctor reads the registrar feed, which your firm receives whatever back office software it uses, so it runs alongside any of them. If you do run MaxWealth, it sits in the same suite alongside CommissionIQ.
Retention comes down to calling the right client at the right time. SIP Doctor decides the order for you each morning, by rupees at stake, so your team spends its first hour on the calls that protect the most money. Book a demo to see it on your own feed.
In a 30 minute demo we will walk through SIP Doctor on a sample feed and show how the morning list is ranked. A quote follows after the call.
enquiries@mindstack.in. We respond within one business day.